:root{--navy:#0b1b33;--green:#008d70;--gold:#d7972a;--ink:#14243a;--muted:#5b6a7f;--line:#dfe7e4;--soft:#f3f7f5}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#fff;color:var(--ink);font-family:Inter,Arial,sans-serif}.container{width:min(1180px,calc(100% - 40px));margin:auto}
.insights-hero{padding:82px 0 62px;background:linear-gradient(145deg,#eef8f4,#f8fbfa);border-bottom:1px solid var(--line)}.eyebrow{color:var(--green);font-weight:800;letter-spacing:.12em;text-transform:uppercase;font-size:.76rem}.insights-hero h1{max-width:900px;margin:16px 0;font-size:clamp(2.45rem,5.5vw,5rem);line-height:1.02;letter-spacing:-.052em}.lead{max-width:800px;color:var(--muted);font-size:1.06rem;line-height:1.8}.byline{margin-top:22px;font-weight:750}.disclaimer{margin-top:18px;max-width:820px;padding:14px 16px;border-left:3px solid var(--gold);background:#fff;color:#68758a;font-size:.81rem;line-height:1.6}
.breadcrumb{display:flex;gap:8px;align-items:center;margin-bottom:24px;color:#718096;font-size:.82rem}.breadcrumb a{color:var(--green);font-weight:750;text-decoration:none}
.library{padding:66px 0}.section-heading{margin:0 0 10px;font-size:clamp(1.8rem,3vw,2.7rem);letter-spacing:-.035em}.section-copy{margin:0 0 30px;color:var(--muted);line-height:1.7}
.category-grid,.report-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.category-card,.report-card{display:flex;flex-direction:column;min-height:220px;padding:26px;border:1px solid var(--line);border-radius:17px;background:#fff;color:var(--ink);text-decoration:none;transition:.2s ease}.category-card:hover,.report-card:hover{transform:translateY(-4px);border-color:var(--green);box-shadow:0 16px 34px rgba(15,45,38,.1)}.card-kicker{color:var(--green);font-size:.7rem;font-weight:850;letter-spacing:.1em;text-transform:uppercase}.category-card h2,.report-card h2{margin:25px 0 10px;font-size:1.18rem;line-height:1.35}.category-card p,.report-card p{margin:0;color:var(--muted);font-size:.85rem;line-height:1.65}.card-action{margin-top:auto;padding-top:22px;color:var(--green);font-size:.82rem;font-weight:850}.report-meta{margin-top:10px;color:#8591a1;font-size:.74rem}
.article-shell{padding:62px 0 86px}.article-layout{display:grid;grid-template-columns:minmax(0,760px) 270px;gap:70px;align-items:start}.article-content h1{margin:0 0 16px;font-size:clamp(2.2rem,5vw,4.3rem);line-height:1.04;letter-spacing:-.05em}.article-deck{font-size:1.12rem;line-height:1.75;color:var(--muted);margin-bottom:34px}.article-content h2{margin:38px 0 12px;font-size:1.45rem}.article-content p{font-size:1rem;line-height:1.9;color:#46566b}.article-points{padding:22px 24px;border-radius:14px;background:var(--soft);border-left:3px solid var(--green)}.article-points strong{display:block;margin-bottom:9px}.article-points ul{margin:0;padding-left:18px;color:var(--muted);line-height:1.8}.article-aside{position:sticky;top:24px;padding:22px;border:1px solid var(--line);border-radius:15px}.article-aside strong{display:block;margin-bottom:10px}.article-aside p{margin:0;color:var(--muted);font-size:.8rem;line-height:1.65}.article-aside a{display:inline-block;margin-top:18px;color:var(--green);font-weight:800;text-decoration:none;font-size:.82rem}
.empty{grid-column:1/-1;padding:34px;border:1px dashed #b9c9c3;border-radius:16px;background:var(--soft)}.empty h2{margin:0 0 8px}.empty p{margin:0;color:var(--muted)}
@media(max-width:850px){.category-grid,.report-grid{grid-template-columns:repeat(2,1fr)}.article-layout{grid-template-columns:1fr}.article-aside{position:static}}
@media(max-width:600px){.container{width:min(100% - 28px,1180px)}.insights-hero{padding:56px 0}.category-grid,.report-grid{grid-template-columns:1fr}.library{padding:48px 0}.category-card,.report-card{min-height:190px}}